How To Buy A Home In Your Twenties

Dated: 04/01/2018

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Here are some ideas on how to buy a home in your 20s and make it happen when you do not make a lot of money. If you follow these simple steps, it should bring you to a point of being able to purchase a home:  (1)  Know where you want to live; (2) Shore up your credit — establish credit and keep balances below 30%; (3) Get preapproved for a mortgage; (4) Aggressively save for six to 12 months; (5) Research and leverage down payment assistance programs; (6) Do all of your homework — go to neighborhood association meetings in neighborhoods you are interested in, visit areas where you want to live at all times during the day and evening; (7) Do not buy a home that you know you cannot afford.  Also remember, just because you are approved for an amount, you do not have to buy up to the amount.  Good luck on your new home purchase and I hope this has been helpful!!

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